"It was easier than I
thought. Thanks for making it pleasant." --Lane (patient 8)
Your Insurance Benefits
Children's Dentistry Financial Policy
We are happy to help you receive
your benefits from your dental
insurance. It is important that you
understand that as your dental care
provider, our relationship is with
you, not your insurance company. While
filing of insurance claims is a
courtesy to our patients, all charges
are your responsibility from the date
services are rendered.
Insurance benefits may vary with
age of child. Please verify
eligibility and benefits before your
appointment.
According to our financial policy we
require payment in full at the time
service is rendered.
For preventive visits we will not
collect a co-payment unless you know
your policy does not cover this visit
at 100%, as that is what we base our
estimated portion on for this type of
visit. For operative appointments we
require that you make a payment of at
least 20-50% of the estimated portion,
depending upon what type of treatment
is rendered. This is just an ESTIMATE
on our part and true payment will not
be known until the claim is submitted
and payment is received.
Although your policy may state you
have 100% UCR coverage on either
preventive or basic service, be aware
that the yearly deductible may still
apply.
Our fees are considered to fall within
the acceptable range of most
companies. However some carriers use
an arbitrary fee schedule, which bears
no relationship to the current
standard and cost of care in this
area. The range of benefits depends
solely on what your employer wishes to
offer his employees. Some plans cover
as little as 30% or as much as 100%
for dental services, with most falling
into the 50-80% range. Most plans
exclude sedation services, such as,
nitrous oxide and oral sedation, while
a few plans cover a full range of
dental services. Some plans have
waiting periods. Our office is not
responsible for monitoring each
contract limitation. Your insurance is
a contract between you and your
insurance company.
We can submit a dental
pre-determination estimate to you
insurance carrier if you request, this
may take 4-6 weeks to be returned to
our office. You may also go on to the
Internet if your carrier provides that
option and be able to get your
estimated benefits. Just remember this
is still an ESTIMATE not a guarantee
of payment or coverage.
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Financial Policy
The ultimate goal of Children's Dentistry, as outlined in our
mission statement, is to provide quality care and be understanding
of all our patients. We feel confident in our ability to provide
you and your child valuable dental care that will exceed all your
expectations. Our desire is to establish a long-lasting
relationship with you and your child.
Our financial policy is:
We require payment in full at the time the service is rendered. We
accept MasterCard, Visa, and Discover, check or cash. We also
offer payment plans using our in house financing program, Care
Credit. If you have dental insurance it is our pleasure to assist
you in maximizing your insurance benefits by filing your claims
with your insurance company. It is important that you understand
that as your dental care provider, our relationship is with you,
not your insurance company. The range of benefits depends solely
on what your employer wishes to purchase, we will give you an
estimated payment amount which is to be paid on the day of
service. Most carriers have an 80/20 plan and that is how we
estimate your payment. If a credit appears on your account once
the carrier has benefited the claim a refund will be issued to
you. Any difference due from you will be due upon receipt of our
statement. We can process either the refund or additional charge
onto your debit/credit card automatically with your
authorization.
If for any reason, we had not received your insurance carriers
payment 60 days after the claim, the remaining balance will be due
and payable by you.
The parent or guardian who brings the child to our office is
responsible for payment in full. All statements will be sent to
this individual. We will not bill a third party other than
insurance companies.
If you have any concerns regarding the financial portion of any
treatment plan, please discuss these issues with our financial
coordinator prior to when treatment starts. We will not alter our
normal financial arrangements once treatment has been done.
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Dental
Financing Plan
CareCredit, the leader in
patient/client financing, has helped more than 1 million
patients/clients get the treatment or procedures they needed and
wanted. With a comprehensive range of plan options, for treatment
or procedure fees from $1 to over $25,000, we offer a plan and a
low monthly payment to fit comfortably into almost every budget.
Click
here for more information on Dental Insurance
Our staff includes a "Certified Sterile Processing and
Distribution Technician." This is a program authorized by the
state of Colorado requiring class room time and testing to be
certified. Very few if any other pediatric dentist offices in our
area have a staff member that is certified.
Download these forms and bring on your first visit:
Medical
Information Form
Dental Insurance
Form
HIPPA Form
Financial Policy Form
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